12 Secrets About Private Health Insurance Quotes You’ll Wish You Knew Earlier

That “Free” Wellness Visit Could Cost You Later

You’ve probably heard this one:

“Get your annual wellness check — it’s completely free!”

But here’s what they don’t tell you:

• The moment you mention a symptom, the visit is no longer preventive.
• Your free check-up quickly turns into a diagnostic appointment.
• Suddenly, you’re billed hundreds — for something you thought was covered.

Insurers know this loophole, and many don’t explain it upfront.

So next time you’re in that doctor’s chair, choose your words carefully — or you might get a bill you didn’t see coming.