12 Secrets About Private Health Insurance Quotes You’ll Wish You Knew Earlier

6. Low Deductible Plans Aren’t Always the Best Deal

It sounds smart — get a low deductible and avoid big out-of-pocket costs, right?

Not so fast.

Some low-deductible plans inflate your monthly premium so much that:

• You end up paying more in the long run
• You’re locked into a pricey plan you rarely use
• The benefits don’t outweigh the added cost

Many Americans fall for this “safe bet” — only to regret it after a year.

In truth, a higher deductible with better coverage and lower premiums may save more — if you don’t visit the doctor often.

Want to know the one feature that secretly drives your premiums sky-high?