Now when the grand majority of the population of the United States are either retired or about to retire, many of them are assured of receiving a monthly Social Security payout. However, the fact is that many of the people who are entitled to such payments of the Social Security administration are still not aware that they are eligible for an average monthly deposit of $3,089 or even higher. This is one of the reasons that it is still quite possible that your account may still be due for the deposit. If you hadn’t made sure about your eligibility as of now, don’t miss checking your account.
The SSA reported that the increase in the average payment for retired couples in 2025 of 2.5% from the COLA is the primary factor causing the rise from $3,014 to around $3,089. The new amount has indeed become a very welcome change for seniors who are placed in a rather difficult financial situation owing to the rapidly rising cost of living. (Rank Math keyword “Retirement benefit payments of $3,089”)
Who Will Get Paid on June 18 or June 25?
It is important to acknowledge that not every retiree receives their checks simultaneously. If your Social Security retirement benefits are being directly deposited to your bank account and your birth date is between the 11th and 20th, you are scheduled to receive your next payment on Wednesday, June 18, 2025.
In the event that you were delivered to this world from the 21st to the 31st of the month then June 25, 2025, is the day your deposit will be made. Please note that the above-mentioned dates apply to individuals who claimed Social Security retirement benefits after April 30, 1997. Anyone who began collecting Social Security before May 1997 had their checks on June 3 already.
You need to be informed that the schedule for the payment of the Social Security program is determined by your birthday, as well as the method of filing. The dates of arrival are always on a Wednesday, unless a holiday changes the weekly cycle. Thus, the beneficiaries of the program can expect their payments on that particular day each month.
How to Qualify for $3,089—or More?
An average monthly payment of $3,089 is for a couple where both partners receive benefits. Yet some individuals can earn much more if certain conditions apply to them. In particular, the maximum possible Social Security retirement benefit in 2025 is $5,108 per month.
To qualify for that maximum:
- You decide not to apply until you are 70 years old.
- You definitely work for at least 35 years and you pay Social Security taxes.
- You have to make an income that is at least the taxable maximum for those 35 years.
Whereas, if you take benefits early—say, at age 62—your monthly payment will be far lower. In 2025, the highest possible benefit for those who claim early is $2,831. On the other hand, people who wait until they reach full retirement age can get a payout as high as $4,018.
What Should You Do If You Have Not Receive Anything Yet?
If you are eligible to receive June benefits but have not yet been provided with that, your first step is to check your birth date placement in the SSA payment schedule. And then make sure that all your bank details and SSA records are up to date. Some people come across delays, in particular those living outside the USA or making a change of the kind of marriage status or financial ones.
The payment of Supplemental Security Income (SSI), however, seems to have a different schedule. Generally, SSI payments are made on the first of the month, except if that day is a Saturday, Sunday or holiday.
At the beginning of the month, either one of you or the two of you, might find a deposit that reads $3,089—or more—in your bank account, if your work record indicates that and depending on your filing age. Given that there are only two remaining major payday events left in this month, it’s the best moment now to verify your SSA statement and get ready for the coming deposit.
