Eligible beneficiaries of up to $147 can be claimed by American users of Cash App—a service of which the majority are totally unaware. This has resulted from the settlement of a class action suit that involved sending of spam text messages through Cash App’s ‘Invite Friends’ program without the recipients’ consent and knowledge.
This has already been revealed as of the latest of the digital privacy lawsuits with ramifications that could go up to two million. If you are one of the persons to be paid, how would you find out? What are the stages that you would follow to claim your segment? Why would the company still pay the users of Cash App despite the fact it is not making any admission of guilt?
This article is the one resource to answer those things and be confused about more in a straight forward language that everybody can get.
What Is the Cash App Spam Text Settlement?
The lawsuit was filed in November 2023 and it involved a case where Kimberly Bottoms, a resident of Washington, accused Block, Inc., the parent company of Cash App of the violation of the rights of her and other consumers. The case was focused on unwanted spam the “Invite Friends” referral campaign of the Cash App sent.
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Bottoms accused that the messages were a violation of the Prosecution Act through claims for compensation for the affected ones. As much as the company has not owned up to the claims they still agreed among themselves for the payout of $12.5 million.
This lawsuit was classified as a class-action suit where people who had comparable predicaments were eligible for the benefits and among those whose cases were presented in court.
How Much Money Could You Receive?
Reliable sources stated that each victim may receive from $88 to $147 based on the number of submitted claims. The more claims provided, the less everyone gets. But the highest amount allocated would be $147 each.
The total payout pool is $12.5 million, of which the class members will get a portion once the legal fees and administrative costs are removed.
Who is Eligible for the Settlement?
If you want to get the Cash App settlement, you have to fulfill some simple requirements:
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- You were texted by Cash App through Invite Friends program
- The message was sent between November 2019 and the present
You don’t even need to have opened the message or replied to it. Just sending it to you is enough for you to qualify for payment.
Estimates indicate that about 2 million people have a chance to get the payout. This comprises both Cash App users and potentially non-clients who were given texts by the company to persuade them to become customers.
How Do You Claim Your Payment?
Nothing has been definitively decided about the sharing process, but these are the known details so far:
- A settlement website will be set up, which would enable users to submit their claim forms online
- Clients who are found to be eligible will be given the full authority to select the method that suits them and get their money the following ways: By physical check Via Venmo or eBay account deposit
- By physical check
- Via Venmo or eBay account deposit
Most likely, you will have to provide the following:
- Your full name and address
- Your email or phone number, as confirmation of a message sent
- Your preferred payment method
The process of an agreement to the settlement and the services is foreseen to be launched within following a limited number of weeks. The claimants will then be allowed a fixed period, approximation 60-90 days, to claim the settlement once the page is opened.
Why Did Cash App Settle Without Admitting Guilt?
It is a standard procedure in a class-action lawsuit. Even though the allegations made against it are repelled by the company, It has agreed to avoid the expenses, time, and public exposure of an ongoing lawsuit by settling.
Through settling, the company is solving the challenging legal claims, yet bypassing the guilt. At the same moment, the affected individuals receive reimbursement without the necessity to prove their case in front of a judge and the jury.
How Class-Action Lawsuits Work
If you are questioning how it is possible that one person can start and win a lawsuit thus ending in a settlement with millions of dollars in payouts, here is a brief explanation:
- One individual or a small group initiates the legal proceedings on behalf of a larger group of people with similar experiences
- If the case meets the threshold, then it is a “class action” and includes every person that meets similar criteria (like also getting the same spam messages).
- The court can possibly then stipulate an agreement that is applicable to all members of the class
Class-action suits are a powerful means to make sure that companies are responsible for their spread-out conduct—particularly in cases concerning data privacy or unintentional communication.
Why You Are Concerned About This
Even if you don’t use Cash App, you might still be one of the people who received such a message. Something like this:
- “Grab $15 when you get Cash App!”
- “Your friend sent you a request to try Cash App”
The texting of these messages has not only been done in large volumes but has also most likely been done without adhering to the laws relating to unsolicited marketing and consumer privacy.
When the site becomes available it is just a one-time, quick visit to go to the site and get your money. Not participating means that you are leaving the $12.5 million fund undisposed of your claim.
Which Other Cases Has Cash App Closed?
The deal mentioned above is not the only time that Cash App has agreed to a big settlement:
- In 2024, the company reached an agreement to pay $15 million to the plaintiffs who were affected by the data breach
- Among these, some were awarded as much as $2,500 according to the level of breach that they had been subjected to
It is thus perfectly clear that lawsuits are mounting pressure on the part of tech companies to be more vigilant and cautious.
Cash App – How Far It Has Come?
In spite of the enormous fallout from the spam event, Cash App is one of the U.S.’s most favorite P2P payment platforms.
- As of 2025, more than 55 million users
- Oberlo forecasts growth of that number to 64.5 million by 2028
- The most popular group with this app are American youth ages 18-29, according to Pew Research
- Approximately 60% of Black Americans reveal their use of the application
The latest news is that Cash App’s user growth has been in a negative direction lately, and the downloads dropped by 15% annually in Q4 2024.
One way to compete is by launching a tap-to-pay option for merchants that use iPhones, the one which the company has recently done.
Conclusion
If a cash app text has appeared to be spam in your inbox from November 2019 until now, you may be entitled to a maximum of $147 having no obligations. The case has been settled already, and the money is ready to be taken.
As long as you see the actual claim web page, remember to file before the date of expiration. A little input of your time may put a significant amount of money into your pocket.
Lately, numerous digital platforms have been involved in legal actions due to privacy issues. Lawsuits like the one that involves common people are taking place more often and being more crucial to notice.
