So millions of Americans can get the SSDI direct deposit of $1581 on their account this July 2025. Of course the date is next week July 16,2025.
The end of spring means that the government keeps on with its planned and systematic payment of disability benefits via the Social Security Administration, but to enumerate, the deposits will not all be made on the same day.
Who Gets the Second SSDI Direct Deposit on July 16?
Every month the Social Security Administration (SSA) distributes the SSDI direct deposits by four different payment dates. The first round was done on July 3.
It was for the American individuals that have met some special rules – usually those that are the earliest recipients of SSDI (past May 1997) or those that also get SSI (Supplemental Security Income).
The next round of SSDI payments is scheduled for Wednesday, July 16th.
The beneficiaries, whose birth dates fall between the 11th and 20th of a month, will get paid on that day.
If indeed your birth date is within the mentioned range and you started to take the benefit after May 1997, then the expected amount of your direct deposit would be $1,581.
What If Your Birthday Doesn’t Fall Between the 11th and 20th?
Don’t worry — If your birthday does not fall between those above dates and you still have a payday coming soon.
- July 9 was the first payment date for SSDI American beneficiaries born between the 1st and 10th.
- July 23 will be the next probable date for those born between the 21st and 31st.
If you didn’t receive your payment on July 3 and your birthday doesn’t land in the July 11–20 window, one of these two Wednesday dates is yours.
What Is the Average SSDI Payment in July 2025?
The average SSDI payment in July 2025 is $1,581, according to the latest SSA statistical report from May. This figure represents what most disabled workers are currently receiving.
However, this average amount isn’t guaranteed. Your actual SSDI benefit depends on several factors:
- Your past work history
- How much you paid in Social Security taxes
- When you filed for benefits
While $1,581 is the average, some SSDI recipients receive much more — up to the maximum of $4,018 per month in 2025 if they meet certain work and tax criteria.
SSDI Benefits for Children and Spouses
If you think all the SSDI checks will go the disabled workers then you are wrong. Not all will go but some recipients are the children or spouses of a disabled worker. Here’s what they can typically expect:
- Children of disabled workers: average monthly benefit is $512
- Spouses of disabled workers: average monthly benefit is $440
These payments are part of the overall SSDI program but are calculated based on the primary worker’s earning record.
You Can’t Get All Four SSDI Payments
Many people mistakenly believe they can receive more than one SSDI payment per month. That’s not true.
You are only eligible for one SSDI direct deposit each month, based on your specific qualifications and birthday.
If you receive both SSI and SSDI, your SSDI will arrive on July 3, and you won’t be eligible for the other Wednesday payment dates this month. SSI for August (set at $967) is scheduled to arrive early, likely on August 1 — but that’s a separate benefit.
Why Do SSDI Payments Vary by Date?
The SSA uses your birth date to spread out payments and manage system load. Here’s a quick breakdown again:
- July 3: For people on both SSDI + SSI or who began SSDI before May 1997
- July 9: Birthdays from 1st to 10th
- July 16: Birthdays from 11th to 20th
- July 23: Birthdays from 21st to 31st
Legal holidays or weekends can cause slight shifts, but Wednesday SSDI payments generally stay consistent unless something unusual happens with the calendar.
How to Track Your SSDI Direct Deposit
You can confirm or track your SSDI direct deposit of $1,581 by:
- Logging in to your My Social Security account at ssa.gov
- Calling the SSA at 1-800-772-1213
- Checking your bank or Direct Express card balance on your payment date
Make sure your banking information is up to date to avoid delays.
FAQs: SSDI Direct Deposit in July 2025
1. When is the second SSDI direct deposit in July 2025?
The secon SSDI direct deposit will come this month that means July 2025 and the date is 16th July,2025
2. How much is the average SSDI payment this month?
The disabled workers will get $1581 depending on the SSA data from May.
3. Can someone receive multiple SSDI payments in one month?
No, Every one will get only one SSDI payment per month based on their eligibility and birth day date.
4. When will the next SSDI payment arrive after July?
There is another SSDI payday will come in August 13, 2025 depending on their date of Birth.
