There are a number of Americans receiving their regular Social Security checks on time this week. Some of them may even get the maximum benefit of $5,108. But the day when the payment is delivered to your account depends on your birth date and when you started getting your benefits.
If your birthday fell between the 21st and 31st of any month, your next Social Security check would be in on Wednesday, April 23 as shown in the Social Security Administration website. However, those dates are only promised to a select few people, hence if you have been on benefits prior to May 1997, your money would have arrived by the beginning of the month.
RelatedPosts
So, let us see who is receiving the funds this week, how much they are expected to get, and what should be done in case the money is not there on time.
Who Will Get Paid This Week?
According to Newsweek, based on your birth date, the payment schedule for Social Security retirement benefits can be predicted:
- April 9: Those born between the 1st and 10th
- April 16: Those born between the 11th and 20th
- April 23: Those born between the 21st and 31st (this week’s batch)
- April 1: Supplemental Security Income (SSI) recipients
- April 3: Early retirees receiving both SSI and regular retirement benefits
Old-timers who are paid since before May 1997 are the ones who receive their money earlier this month, without taking into account their date of birth.
How Much Can You Get?
The sum is not fixed; the amount will vary depending on the time you decide to retire and your average lifetime earnings. The Social Security Administration (SSA) has listed the maximum monthly benefit for 2025 as the following:
- $2,831 were you to opt for early retirement at the age of 62
- $4,018 if you choose full retirement at 67
- $5,108 if you prefer to delay retirement until you are 70
However, the majority of retirees will not receive such a sum in full. According to the recent statistics released by the SSA, the average monthly amount paid in January 2025 retirement checks is $1,976. The sum you receive is influenced by how much you contributed through payroll taxes, how much you earned, and how long you worked.
What To Do If the Payment Gets Delayed?
If your benefit payment has not been received, the SSA recommends the payee to wait 3 full working days after the scheduled payment date before attempting to contact them. For example, the earliest time on Monday, April 28, that a customer may call the SSA is when his or her benefit check has not been delivered.
Remember, however, that weekends and federal holidays are not part of the working days, and therefore, they are not counted towards the stipulated waiting period.
The current month’s SSI benefits are also made available to the recipients.
Beside the benefits that retirement offers, SSI was disbursed on April 1. The major recipients of the SSI program are those fellows who are aged, blind, or disabled; and they are also very low-income earners.
Based on a report released by the SSA for the year 2025, the highest amount that is payable under the SSI program in a month is:
- $967 for an individual
- $1,450 for a couple
How much money you will get paid depends on your personal income, property, and living situation, so you should check the exact amounts using worksheets and toll-free numbers.
What Should You Do If You Are New to Social Security?
If you are just here or applied for social security, then these are the things you need to know:
- Payments are usually transferred directly to the bank or put on a Direct Express debit card.
- Your My Social Security account allows you to add or make changes to your financial institution details.
- First-time payments after approval need 30 to 60 days to be processed.
The Future Awaiting
The Social Security Administration issues over $1 trillion in benefits to nearly 70 million Americans each year, contributing to the program’s status as a vital income source. With growing inflation and cost-of-living pressuring people, these monthly checks are a more critical matter now.
If you are already a recipient of payouts or are about to become one, it is essential to be updated on issues like payment schedules, maximum benefit limits, and the possibility of any changes in the policy. If you require timely information and guidance, you always have the option to go to the official Social Security website.
