This week, the people depending on Supplemental Security Income (SSI) in addition to Social Security Disability Insurance (SSDI) got an early direct deposit. This is a bit unexpected: there will be fewer of the same individuals who will get nothing in June — and the mistake is not the cause.
There is a payment switch for the people who rely on Supplemental Security Income (SSI) or Social Security right now, and because of that, they will be affected in their budget for the month of May. Moreover, since Memorial Day is just around the corner, the problem worsens.
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The text gives the reader an overview of what is going on, why it is important, and what they can do in case their regular payment pattern is different. It informs the readers of this new reality, as well as advising them on how to cope with such a situation if it were to befall them.
SSDI Checks Are Arriving — But Not Everyone Will Get Two
During May, the Social Security Administration is sending out SSDI payments at the usual time:
- May 14: If you are born between the 1st and the 10th of the month
- May 21: If the birth date falls between the 11th and the 20th of the month
- May 28: If you were born between the 21st and 31st of the month
For the dates mentioned, it will cater to those SSDI claimants who started receiving benefits after May 1997. Chances are, you just got your May deposit, or it is on the way to your account in a few days if you are in that group.
Yet, if you are also a recipient of SSI, there is a possibility that you had received a payment earlier in the month — and are to get another on May 30.
But bear in mind that the relevant point for most people is that the May 30 payment is, in fact, their June check.
Why You’re Getting Two SSI Payments in May
Normally, the Supplemental Security Income (SSI) program gives out SSI checks to the beneficiaries on the 1st of the month, following the SSA’s schedule. However, there is the exception: when the 1st is a weekend or a federal holiday, the rece
So, that’s why June’s SSI payment will be deposited on Friday, May 30, that being two days before June 1, which is a Sunday.
So while it may seem that you are getting an additional check in May, you will not receive anything in June. This might confuse some, and the risk of overspending before next month brings many troubles for them.
New Concern: “Omitted” Payments in June
Many people have already aired their worries online and a certain number of them have raised questions.
“Why am I not scheduled to receive the check in June when I just got paid this week?”
At this place, you are being told: you received that June payment already. That May 30 check is your only payment for June, though it came early.
The situation is all the same for dual beneficiaries who get both SSDI and SSI. You might also have been paid:
- SSDI: May 21
- SSI (for June): May 30
Contrary to this, you will not have any new deposits until July 1, which is for the next SSI, and July 10 or later, for SSDI, depending on the birth date.
What Are the Payment Amounts?
As per the averages from the SSA:
- SSI: Around $717 per month
- SSDI: On average, around $1,581, but the figure may go up to $4,018 depending on work history and contributions
A few of the double recipients (those who get both) may be paid a small SSDI allowance yet they remain eligible for SSI to supplement their earnings.
Who’s Most at Risk from This Payment Gap?
People who:
- Automatically budget their money on a 30-day cycle
- Depend on SSI for rent or groceries
- Are unaware that June’s payment was delivered early
- Assume they’re receiving a “bonus” payment in May
If you don’t adjust for this early SSI payout, you may experience a cash shortfall mid-June, especially if you use May’s double deposit too quickly.
What Should You Do Now?
Here are some steps to stay ahead of this shift:
- Label your May 30 payment as “June’s check” so you don’t spend it early
- Update autopay dates on your bills, especially if you’re used to a June 1 deposit
- Track future payment dates using the SSA’s official calendar
- Set alerts or reminders to avoid confusion when early payments happen again in future months
If you’re on SSI or SSDI and noticed something different about your May payment schedule, you’re not alone. Many Americans are seeing two deposits this month, but only because they won’t receive anything next month.
This scheduling quirk happens several times a year — and while it’s not a problem with your account, it can cause major budget stress if you’re not prepared.
Stay alert, mark your payment dates, and don’t assume that a double deposit means extra income. In this case, it just means you got paid early — and now you need to make it last.
